Author name: Terrance James

MAKING MICROINSURANCE WORK IN BANGLADESH: THREE TAKEAWAYS

The market for microinsurance in Bangladesh has been growing rapidly over the last 10 years, with over 25 million subscribers. Yet it is still met with skepticism among many poor microfinance clients. As of this January, BRAC, in partnership with Guardian Life Insurance Company, joined the market making its Credit Shield Insurance product available nationwide to …

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Q & A WITH THE FOUNDER OF ZIDISHA – PART 2

Julia Kurnia is the founder of Zidisha, the first online community to enable direct person-to-person lending to entrepreneurs in developing countries without local intermediary banks. We had our first Q&A with her last year. You can find her on facebook and twitter. What makes a person-to-person lending platform so unique in the microfinance world? Person-to-person lending platforms like Zopa, Prosper and Lending Club have reduced …

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REFLECTIONS ON STARTING MICROFINANCE IN A NEW COUNTRY: BRAC’S JOURNEY IN MYANMAR

In 2014 BRAC launched its microfinance operations in Myanmar – one of the last countries in the world to open up its economy and simultaneously the country with one of the poorest and most unbanked populations. Within three years BRAC has grown to serve over 40,000 women. Read about its journey in a country full …

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THE HIDDEN IMPACT OF MICROCREDIT: THREE UNDER-RECOGNIZED WAYS THE INDUSTRY CAN HELP EMERGING MARKETS

In my last post, I argued that there is a case for social investment in microcredit under the status quo, since delivering microcredit is, on average, so cheap. That discussion presumed evaluating microcredit on the terms that the industry was built on: raising the income, investment and consumption of clients. It’s on those measures that …

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A BETTER CHANGE MAKER

What do change-makers do? We sit with the world, see it as it is, and imagine it differently. We imagine it better. More just and livable. More democratic, humane, and beautiful. We imagine projects that blue the skies, ventures that wildflower the landscapes, and start-ups that cleanse the oceans of plastics. We imagine enterprises that expand access to education, …

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THE JOURNEY OF A MICROFINANCE VETERAN: BRAC’S MD. SHAHIDULLAH

How does one sum up half a lifetime of work to promote financial inclusion for the poor? A career that spans over 24 years, starting from introducing microfinance at the grassroots to being the digital innovation lead in a multinational microfinance provider, to initiating microfinance in a new, and at times, frightening country – Mr …

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